Give Your Business More Financial Flexibility.

Northwest Business Banking Visa® Credit Card

Northwest Business Banking Visa® Credit Card

Get added financial flexibility and rewards by opening a Northwest Business Banking Visa Credit card.  Perfect for helping with cash flow and tracking business expenses, it combines affordability, convenience, acceptance, and control to give you capital when and where your business needs it — locally or around the world.

Plus, imagine all the rewards you’ll earn – with all the options, you have flexibility in how you decide to use them – maybe it’s to subsidize operational costs, expand your business, or reward your employees.

To apply, talk with your Northwest Banker or come by your nearest Northwest office.

Northwest Business Banking Visa® Credit Card

There’s no limit to the amount of rewards you can earn.

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Earn rewards with every purchase that can be redeemed for cash back, gift cards, merchandise or travel*

  • 0% intro APR for 6 billing cycles on balance transfers completed in the first 90 days of account opening**
  • Real‐time online access to account activity: check balances, make payments, create reports, and manage your cardholder accounts 
  • Visa’s Zero Liability Policy***
  • Variable purchase interest rate as low as 17.99% APR

Annual fee $50

Terms and Conditions

Online and Mobile Banking

Featuring 24/7 online account access, alerts, and eStatements

SpendTrack
Your all-in-one card administration portal where you have full visibility and are able to manage of all your business’s credit cards accounts and activity.

Manage your card alerts and controls with ease.

Cardholders benefit from greater control of their cards and enhanced visibility into their financial transactions, helping them make smarter spending decisions.

Interest-free Grace Period

Pay no interest on merchandise purchases when the balance is paid within 25 days of the statement date

Security and protection

Small business owners can count on limited exposure to fraud with features such as liability waiver, zero liability and lost and stolen card reporting services.

Tap to Pay

Cards can be used for contactless transactions at enabled terminals

* Rewards Details:  You are automatically enrolled in the uChoose Rewards program when you receive your Northwest Business Banking Visa Credit card and you will earn 1 point for each $1 in spend on all purchases using this credit card. How you can earn points: You will earn points on purchases of products and services, minus returns or refunds, made with a Northwest Business Banking Visa Credit card by you or an authorized user of the account. Buying products and services with your card will count as a purchase, however, balance transfers and cash advances, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind do not count as purchases and will not earn points. There is no limit to the number of points you can earn. How you can use your points: Points can be redeemed for cash (in the form of a statement credit), gift cards, merchandise, travel or Pay with Points through the uChoose Rewards program, which is accessible through your online credit card account. Redemption values for reward options vary. Points expiration/losing points: Points expire after three years, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the program Program Terms and Conditions.

** Balance transfer requests cannot exceed a total of $5,000 or 20% of available cash limit (whichever is less) and can only be used to pay off an existing balance with another financial institution (it cannot be used to pay off a loan or another debt held by Northwest Bank).

*** Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more details.