Affinity Checking

Everything you need from your checking account
<br />When your bank goes where you do- That's increasing the value of you.


When your bank goes where you do- That's increasing the value of you.

The way we see it, a great bank should help you live the life you want. Every day, we work hard behind the scenes to make it happen. Giving you more access through more free channels. Offering easy-to-use tools. 

And, most importantly, always being there to help when you need a deeper conversation. 

Apply now 


The Next Way To Bank Better

Get Paid Up to Two Days Early
With our Early Pay1 feature, you may receive eligible direct deposits for payroll or government benefits up to two business days earlier.

Northwest Visa® Debit Card

Featuring account alerts, mobile pay and Visa Checkout

55,000 Fee-Free ATMs

More than 55,000 free ATMs worldwide§ through the Allpoint® Network

24/7 online and mobile access

to check balances, transfer funds, pay bills and much more

Zelle®

A fast, safe and easy way to send and request money with friends, family and others you trust from your Northwest mobile app and online banking account.**

Manage cards on-the-go
Turn cards on or off instantly, set custom limits and get notified of every transaction for added peace of mind.  


Additional Affinity Checking Features and Benefits

With Northwest Affinity Checking, you get everything you need in a checking account - including 24/7 access through Northwest online and mobile banking and more than 55,000 free ATMs^ worldwide - with no monthly service charge or minimum balance requirement. 

  • Free Northwest Visa® Debit Card*
    • Apple, Samsung and Google Pay♢
    • Visa® Checkout*
    • Debit Card Alerts and Controls
    • ATMs that accept cash and check deposits 24/7
  • Free Northwest Online and Mobile Banking✝✝
    • Bill Pay
    • eStatements
    • Credit Scores^
    • Zelle®**
    • Money Insights^, planning and budgeting tool
  • Non-interest bearing
  • Unlimited check writing
  • Free Bankline, 24/7 automated telephone banking
  • Free telephone and live chat customer service
Access Your Money Faster
With our new Early Pay1 feature, you may receive eligible direct deposits for payroll or government benefits up to two business days earlier.

Open an Account Online in Minutes

Ready to open a Northwest Bank Affinity Checking Account? Great! Here’s a rundown of what you’ll need to complete your online application.

  • Form of Identification - Either a driver’s license, passport, military ID, or state ID
  • A Funding Source – You can fund your account during the application process using an exisiting bank account or an existing Northwest Bank account. 
  • Joint Owner Information - You’ll have the option to add a joint owner to your account during enrollment. You’ll need their full name and email address. 

Once you’ve entered your information and account preferences, you’ll enroll in Northwest Bank’s Online Banking. If you’re already registered, simply login with your user ID and password. 

Open My Account

1Early Pay is a free service made available on eligible checking accounts enrolled in direct deposit. Early Pay grants you access to your eligible direct deposit payments up to two days prior to the scheduled payment date. Early availability is based on the timing of the payer’s payment instruction and standard fraud prevention restrictions apply. Early access to direct deposit will not occur on weekends or holidays and is based on when the originator provides payment details. If originator does not send the deposit in a timely manner, your deposit will arrive on the original scheduled date.

*Visa® and Visa® Checkout are trademarks of Visa International Service Association.

♢App Store® and Apple Pay® are registered trademarks of Apple Inc.  Google Play™ store and Google Pay™ are trademark of Google LLC.  Samsung Wallet(TM) is trademark of Samsung Electronics Co., Ltd.

^Includes ATMs accessed through Northwest's membership in the Allpoint ATM Network. Third party fees may apply. For more information, visit allpointnetwork.com. See bank for details.

✝✝ Mobile data or text charges may apply.

**Transactions typically occur in minutes when the recipient's email address or U.S. Mobile number is already enrolled in Zelle®. Much have a bank account in the U.S. to use Zelle®. Data charges may apply. Zelle® and the Zelle® related marks are wholly ones by Early Warning. Not available for business accounts. See bank for details.

^Credit Score and Money Insight powered by SavvyMoney, Inc. Services are available to Northwest online and mobile banking customers only. The free VantageScore® credit score from TransUnion® is for educational purposes only and is not used by Northwest to make credit decisions.

Northwest Bank is Member of FDIC Rev. 3/20/2026