Get Paid Up to Two Days Early with Early Pay1

Access Your Money Faster

Access Your Money Faster

With Early Pay, qualifying direct deposits are made available to you faster, so you can pay bills, make purchases, or save with more flexibility. No waiting. No extra fees. Access to the money you've already earned up to two days before your scheduled payday.
 
Life doesn't always wait for payday. Early Pay helps you:
  • Avoid late feeds and overdrafts
  • Make timely payments with confidence
  • Plan ahead with better cash flow 

How It Works

If you already have direct deposit set up on your personal checking account, you are eligible to receive Early Pay - there’s no additional setup or cost required! When Northwest receives your qualifying direct deposit, we’ll make it available to you earlier than the scheduled payment date.
 
Pro Tip:
Monitor your accounts to ensure funds are deposited before spending. Set up alerts easily through Northwest’s online banking platform.

What direct deposits may qualify for Early Pay?

The following direct deposits are eligible for Early Pay:
  • Payroll
  • Social Security benefits
  • Military payments
  • Veterans Administration benefits
These deposits must be made into your Northwest personal checking account.
Why Wait? Set Up Direct Deposit Today<strong><br /></strong>

Why Wait? Set Up Direct Deposit Today

Don’t have direct deposit yet? Now’s the perfect time to get started!
  • For payroll deposits: Ask your employer about setting up direct deposit into your Northwest account.
  • For government benefits: Visit GoDirect.gov to enroll your Social Security, military, or Veterans Administration benefits in direct deposit.

Things to Keep in Mind

    • Timing of Deposits: While Early Pay can deliver your funds up to two days early, the timing depends on when Northwest receives your payroll or benefits payment. Timing may vary, so Early Pay isn’t guaranteed for every deposit.
    • Stay on Top of Your Accounts: Use Northwest’s online banking to monitor your accounts and set up alerts to ensure funds are available before spending.

    Have Questions? We’re Here to Help

    Visit your local Northwest financial center or call 1-877-672-5678 for assistance.
    • Weekdays: 8 a.m. – 8 p.m.
    • Saturdays: 9 a.m. – 1 p.m.

    Experience Financial Freedom Today

    With Early Pay, you can enjoy the convenience of accessing your money faster, at no extra cost. Visit your local Northwest financial center or call us to learn more about this exciting feature. 
     

    1Early Pay is a free service made available on eligible checking accounts enrolled in direct deposit. Early Pay grants you access to your eligible direct deposit payments up to two days prior to the scheduled payment date. Early availability is based on the timing of the payer’s payment instruction and standard fraud prevention restrictions apply. Early access to direct deposit will not occur on weekends or holidays and is based on when the originator provides payment details. If originator does not send the deposit in a timely manner, your deposit will arrive on the original scheduled date.

    Northwest Bank is Member FDIC. Rev. 5/27/2025